Any individual over the age of 18 years having a valid demat account, PAN and Aadhaar card can invest.
Yes, the KYC requirements are slightly different. If you are a corporate investor, please reach out to us at [email protected] for making investments.
It’s really easy, you register with your mobile number, and complete our simple KYC process. Then invest in any available opportunity listed on the Assets page after reviewing the details about the same. There is no cool-down period, no lengthy paperwork, no hassle. You can become an investor within minutes of deciding.
We have simple 4-step KYC process which includes providing your PAN card, address proof (Aadhaar or passport), bank details and demat account details.
ROI is absolute growth on investment over the investment period without considering time value of money. IRR is effective annual return considering time value of money.
Companies do this for various reasons, some of them are:
Every investment you see on Stable is secured – we do not do any unsecured investments. This means that there is always some type of asset that is pledged to the investors to protect you in the unlikely event of default.
Yes, there is a minimum investment specific to every opportunity listed on Stable. Usually it is just Rs. 50,000.
A trustee is a SEBI-registered third-party company which acts as a custodian for the investor. They hold the security provided by the borrowing company, and the trustee will act solely on the instructions of the investors. In case of any untoward situation, the Trustee will take instructions from the investors to liquidate the pledged securities and remit the money back to the investors. They also monitor the borrower to make sure they are honoring their commitment every month, and they are submitting their financial health-related documents as directed.
All opportunities that are listed on the Stable platform pass through our robust credit, due diligence and risk assessment framework. However, these investment opportunities carry varying degrees of risk. Under extreme scenarios, though unlikely, there is a possibility of losing 100% of the invested amount. Hence, we recommend that investors understand the risk associated with every opportunity thoroughly before investing. Diversifying your investments across multiple opportunities on Stable is recommended. We also recommend that under no circumstance should an investor invest a majority of their portfolio in a single opportunity on Stable.
A demat account (CDSL or NSDL) helps investors hold shares and securities in an electronic format. It is unique to each market participant and each client, and it is a 16-digit number. The Demat Account Number includes a Depository Participant ID, and a Customer number with your depository participant/broker.
If you hold mutual funds, bonds, stocks, etc. then you probably already have a valid demat. Check with your depository participant or broker. You will be able to locate the demat account number by going to your profile section or pull last statement with your broker. It is also mentioned in the CAS statement that you get regularly from NSDL or CDSL.
Examples of depository participants or brokers include: Zerodha, Grow, Upstox, HDFC Securities, ICICIdirect, Kotak Securities, SBI Securities, etc.
You can track and monitor your investments through Stable’s detailed dashboard. We will also send you information regarding your investments from time to time. Our customer relations team is always available if you require further assistance.
Usually the NCD’s or securities are transferred into your demat within 7 working days, though we try to do it much faster.
Payouts would be credited directly into the banking account associated with your demat account.
Yes, investments can be made through UPI.
All investment made on Stable are backed by permitted securities/ instruments which eventually secures the rights/ ownership/ title of the investors independent of Stable’s existence. In short, you will not be affected at all in the unlikely event that Stable shuts down.
I've tried several investment products in the past, but this one has by far exceeded my expectations. The returns have been consistently impressive, and the support team is always available to explain the options to me.
I never liked the risk and uncertainty of the stock market, so I used to invest my money in FD and debt funds with a return of 7-8%. Now I get double of that, and I still have certainty of payments and growth every month.
I have found that investing in Stable’s alternative debt options are a great way to earn higher returns than traditional options, without exposing myself to too much risk. I appreciate the stability and predictability of the returns, and the fact that my investment is backed by real assets.
I'm not someone who knows a lot about investing, but Stable Investments has made it so accessible for me. The customer support team is always available to answer any questions I have, and gives me great guidance for my individual requirements.
I was introduced to Stable Investments by a friend, and it’s a great way to diversify my portfolio. I was always worried about the volatility of equity markets, but Stable’s products are non-market linked, so I get fixed returns every month without any headache.
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I've been investing with Stable for a few months now and I've already seen significant growth in my portfolio. Their products have provided me with a reliable source of passive income.
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